No. Capital and qualifying employment have distinct requirements. As of September 7, 2026, the capital figures are US$1,050,000 or US$800,000 for qualifying targeted employment area or infrastructure projects. Statutory adjustments begin January 1, 2027; confirm the amount applicable to the filing.
Preserve the separate tests
A larger family payment does not automatically establish ten qualifying jobs or investor participation. Hypothetical example: a Corman Park feedlot and feed-mill owner proposes to put well above the minimum into a directly owned U.S. feed-supply venture, reasoning that a larger contribution should excuse a smaller payroll.
The two tests do not trade against each other. Capital must meet the applicable amount, be lawfully sourced and remain at risk, and separately the enterprise must create at least ten full-time positions for qualifying U.S. workers per investor; a direct investment counts only the enterprise's own employees, while regional-center projects may rely on economic modelling that counts indirect positions.
Putting in more money does not lower the ten, and a part-time roster of seasonal hands does not add up to full-time positions. The decision that follows is structural: whether to build a business whose real staffing plan reaches ten full-time jobs within the permitted period, or to invest through a regional center whose model already allocates jobs per investor, with the trade-off that the owner then has less direct control while still needing to show engagement in management or policy formulation. Before either route, the owner should have the payroll plan, the hiring timeline and the source-of-funds file assessed together, because a family loan or a grain-cheque deposit that cannot be traced weakens the case even where the job plan is strong.
- USCIS — EB-5 investor program
- USCIS — business and investment visa overview
- USCIS — Child Status Protection Act
- Department of State — Visa Bulletin
- USCIS — fee schedule
- 8 USC 1153(b)(5) — investor capital and adjustment provisions
- USCIS — Petition by Investor to Remove Conditions on Permanent Resident Status