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OSLER · GOLD CARD FIELD GUIDE

Can a checklist describe the gift as refundable investment capital?

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THE DIRECT ANSWER

That would misstate its purpose. The government gift is distinct from EB-5 investment capital and is not a promised return. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 corporately. Family and continuing corporate obligations are additional.

Correct the transaction description

Similar amounts do not create the same financial rights.

Anyone comparing this framework with an investment category should compare total outlay together with recoverability, since money given and money invested are not equivalent expenditures however similar the headline numbers appear. Separate currency and private service costs from any official State Department visa and medical charges; a funded account does not itself grant residence, US work permission or a promised completion date. On the published terms that means three processing fees of fifteen thousand United States dollars each, forty-five thousand in total and none of it refundable, followed after vetting by three gifts of one million each, three million in total. Prepare a staged budget that separates the non-refundable processing fee, the published gift payment, any spouse or child amount, professional assistance, travel, and ordinary settlement costs. Beyond the per-employee processing fee and gift, the corporate programme describes an annual maintenance charge and a transfer fee, which recur or arise on events and therefore belong in a multi-year budget.