Disbursement does not grant U.S. work permission. Assess the actual immigration process and authorization separately.
Coordinate distinct steps
The loan closing and the applicant’s permission are not the same event. E-2 provides no direct path to permanent residence.
Coordinate the agreement, funds transfer and closing dates with the legal review; the transaction may settle payments at closing rather than beforehand. Sequence the property closing, transfer of the applicant’s share, business commitments, visa preparation, and planned opening by their actual contractual dependencies. Begin with closing, release conditions, lease commencement, staffing milestones, and planned activity before approval. A visa-contingent closing, with funds in escrow released on issuance, keeps the investment committed for immigration purposes while protecting the buyer if the visa is refused. The consulate needs to see the ownership and control terms as they will exist, so the operating agreement, the purchase agreement and the escrow should be signed first, with closing conditioned on visa issuance. A seller wants certainty of closing; a lender wants its security; the investor carries the risk that funds become committed to an enterprise that cannot yet trade. Transaction professionals can coordinate without altering commercial records to create a preferred immigration sequence.